Jen’s Journey

Ok so not to much to report, got paid and using this check to get caught up so I’ll be on track for next month, pretty much my check is gone before I even get it, but at least now I’m not getting into it worse, I’m able to pay everything but my credit cards. So everything else is current. Also just found out I’m getting some bonus and should get that next month maybe sooner, I think it’s about 3K, so that should help with bills, food, etc and then maybe I could put alittle more away to my DS program. I did put in another $200 as my husband sold his one of his guitars so now I have close to 3K in there, but far from the 35K I think I’m going to need but it’s a start. I am still getting calls, and I suppose they will just increase as my credit cards go later and later.

Well everyone, been a busy week, I’m working on a proposal for the company I work with and that is taking some time, and we got a few orders in this week for our embrodery business, but thought I would take some time out to provide my list of debts this should be enlighting, I did manage to pay off two smaller lines of credit with this last check so here’s the latest:
Starting Payment Ending Balance
Countywide $461.00 $100.00 $361.00
Capital one $2,000.00 $100.00 $1,900.00
Personal Loan $2,100.00 $50.00 $2,050.00
Machine $9,500.00 $500.00 $9,000.00
Advanta $12,350.00 $350.00 $12,000.00
Car $25,000.00 $- $25,000.00
Debt Settlement $35,000.00 $800.00 $32,250.00
401K Loan $14,398.00 $20.00 $14,378.00

$102,084.00 3,195.00 $96,939.00

So my ending amount I owe to everyone is $96939.00

I should have some money coming in from the embroidery orders we got this week and will update my totals once I can make some more payments, my next goal is to pay off Countywide CC, then work on Capital one, I am sort of using the Snow ball method to pay these off. I would also really like to get the machine (our embroidery equipment) paid off, as this is a $400 fixed bill and that’s a large payment so would be nice to have that paid off.

I get paid this Friday and it’s sort of an extra check so I’m using that to get ahead of some of my other bills, like the second loan on our house.

So grand total as of today that I owe: $96,939.00

And the race is on! How fast can I get this paid off? We’ll see!